Flavia Piloya is 24 and lives in Gulu City.  She is particularly interested in working with youths and creating a learning community around financial management.  For her, it is not just about building the financial and social resilience of the participants in her program.  Flavia also believes that young people who understand budgeting and financial management at a personal level will be better able to participate in the budgets that their municipalities or districts draw up.  Her approach also encourages listening and learning from others through debate.  “Through discussions and positive criticism, we are able to learn from others and improve the efficiency of work.”  These skills will also enable young people to exert more power when it comes to government processes.